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EconPulse

Local economy signal dashboard

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PLACEThriving

Cottonwood Shores, TX

Thriving overall. Population is the clearest support signal, while gdp / output needs the most attention. Housing reads as affordable for a median-income household.

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Overall score73out of 100
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60
62
100
68
100

Population

1,859

Data freshness

Unknown

GDP / Output

+2.9% YoY

60

$2.7B

Output changed +2.9% in 2024.

Vintage date unknown

State growth5.0%
U.S. growth5.3%

Jobs

Unemployment rate

62

4.3%

Unemployment is 4.3% for June 2026.

Vintage date unknown

State avg5.3%
U.S. avg5.2%

Population

+16.0% 5-year

100

1,859

Population moved +16.0% over the latest ACS window.

Vintage date unknown

State population30,188,424
U.S. population334,922,499

Housing

Rent share of income

68

23.2%

Median rent consumes 23.2% of median household income: Affordable.

Vintage date unknown

State rent$1.4K
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

$9.1K per resident

100

$445.9M

$445.9M in federal obligations flowed here in FY2025.

Vintage date unknown

State total$311.5B
U.S. total$5.3T

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

$445.9M

$9.1K per resident in reported federal flow.

Top agencies

Dollars
1. Social Security Administration$358.3M
2. Department of Veterans Affairs$39.6M
3. Department of Transportation$24.4M

Top recipients

Dollars
1. TEXAS DEPARTMENT OF TRANSPORTATION$24.4M
2. REDACTED DUE TO PII$5.6M
3. BURNET HOUSING AUTHORITY$3.5M

Affordable

Housing Affordability

23.2%

of median income

1BR estimate$1,004
2BR estimate$1,322
Median income$63,365
Median home value$264,100

ACS context

Quick Facts

Population

1,859

Median age

35.1

Bachelor's degree+

17.0%

Poverty rate

8.2%

Labor force participation

73.4%

Prime rate

6.8%

CPI YoY

+3.2%

U.S. GDP YoY

+6.5%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

June 2026

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-07-31

HUD Fair Market Rent

Latest available

Data notes
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

+3.0%

GDP CAGR

+7.6%

Federal flow

5 years

Population (5 years)
20201,602
20211,630
20221,481
20231,626
20241,859
GDP (5 years)
2020$1.9B
2021$2.1B
2022$2.4B
2023$2.7B
2024$2.7B

2-year linear forecast

Predictive Outlook

Population forecast

20241,859
20251,793 *
20261,844 *

R² = 34.7% · * projected

GDP forecast

2024$2.7B
2025$3.0B *
2026$3.3B *

R² = 96.4% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$63,365/yr
Median rent$1,224/mo
Rent share of income23.2%
Est. mortgage (30yr, 6.5%)$16,025/yr
Mortgage share of income25.3%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate4.3%
State avg5.3%
U.S. avg5.2%
Labor force participation73.4%
Poverty rate8.2%

Data from BLS LAUS / CPS. June 2026.

valuation snapshot

Real Estate

Median home value$264,100
Median monthly rent$1,224
Price-to-rent ratio18.0x

Moderate price-to-rent ratio — buying and renting are roughly balanced in this market.

composite score

Investment Climate

Investment climateStrong
Composite score72/100
Economic growth60/100
Labor market62/100
Population momentum100/100
Overall stability73/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

Cottonwood Shores city, Texas

City/Town

Part of

Texas

Nearby locations

Meadowlakes, TXMarble Falls, TXGranite Shoals, TXHorseshoe Bay, TXHighland Haven, TX