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EconPulse

Local economy signal dashboard

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PLACEStable

East Germantown, IN

Stable overall. Federal Funds is the clearest support signal, while population needs the most attention. Housing reads as affordable for a median-income household.

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Overall score55out of 100
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62
56
0
65
100

Population

229

Data freshness

Unknown

GDP / Output

+3.3% YoY

62

$3.8B

Output changed +3.3% in 2024.

Vintage date unknown

State growth4.6%
U.S. growth5.3%

Jobs

Unemployment rate

56

4.7%

Unemployment is 4.7% for Latest available.

Vintage date unknown

State avg4.3%
U.S. avg5.2%

Population

-32.0% 5-year

0

229

Population moved -32.0% over the latest ACS window.

Vintage date unknown

State population6,851,073
U.S. population334,922,499

Housing

Rent share of income

65

25.0%

Median rent consumes 25.0% of median household income: Affordable.

Vintage date unknown

State rent$1.1K
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

$11.6K per resident

100

$770.3M

$770.3M in federal obligations flowed here in FY2025.

Vintage date unknown

State total$207.1B
U.S. total$5.3T

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

$770.3M

$11.6K per resident in reported federal flow.

Top agencies

Dollars
1. Social Security Administration$398.1M
2. Department of Transportation$283.3M
3. Department of Veterans Affairs$32.1M

Top recipients

Dollars
1. INDIANA DEPARTMENT OF TRANSPORTATION$283.3M
2. CONTRACT INDUSTRIAL TOOLING INC$11.3M
3. REDACTED DUE TO PII$9.3M

Affordable

Housing Affordability

25.0%

of median income

1BR estimate$771
2BR estimate$1,015
Median income$45,179
Median home value$95,400

ACS context

Quick Facts

Population

229

Median age

57.8

Bachelor's degree+

2.6%

Poverty rate

7.0%

Labor force participation

47.3%

Prime rate

6.8%

CPI YoY

+3.2%

U.S. GDP YoY

+6.5%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

Latest available

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-07-30

HUD Fair Market Rent

Latest available

Data notes
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

-7.4%

GDP CAGR

+5.7%

Federal flow

5 years

Population (5 years)
2020337
2021259
2022232
2023265
2024229
GDP (5 years)
2020$2.9B
2021$3.2B
2022$3.5B
2023$3.7B
2024$3.8B

2-year linear forecast

Predictive Outlook

Population forecast

2024229
2025201 *
2026180 *

R² = 58.0% · * projected

GDP forecast

2024$3.8B
2025$4.1B *
2026$4.4B *

R² = 98.1% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$45,179/yr
Median rent$940/mo
Rent share of income25.0%
Est. mortgage (30yr, 6.5%)$5,789/yr
Mortgage share of income12.8%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate4.7%
State avg4.3%
U.S. avg5.2%
Labor force participation47.3%
Poverty rate7.0%

Data from BLS LAUS / CPS. Latest available.

valuation snapshot

Real Estate

Median home value$95,400
Median monthly rent$940
Price-to-rent ratio8.5x

Low price-to-rent ratio — buying may be more favorable than renting in this market.

composite score

Investment Climate

Investment climateModerate
Composite score46/100
Economic growth62/100
Labor market56/100
Population momentum0/100
Overall stability55/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

East Germantown town, Indiana

City/Town

Part of

Richmond, IN

Nearby locations

Cambridge City, INMilton, INMount Auburn, INDublin, INHagerstown, IN