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EconPulse

Local economy signal dashboard

Saved
PLACEStable

Emerald Bay, TX

Stable overall. Federal Funds is the clearest support signal, while jobs needs the most attention. Housing reads as unavailable for a median-income household.

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Overall score41out of 100
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69
17
19
NA
89

Population

970

Data freshness

Unknown

GDP / Output

+4.3% YoY

69

$16.7B

Output changed +4.3% in 2024.

Vintage date unknown

State growth5.0%
U.S. growth5.3%

Jobs

Unemployment rate

17

7.3%

Unemployment is 7.3% for Latest available.

Vintage date unknown

State avg5.3%
U.S. avg5.2%

Population

-5.2% 5-year

19

970

Population moved -5.2% over the latest ACS window.

Vintage date unknown

State population30,188,424
U.S. population334,922,499

Housing

Rent share of income

NA

Unavailable

Housing affordability could not be calculated.

Vintage date unknown

State rent$1.4K
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

$6.7K per resident

89

$1.6B

$1.6B in federal obligations flowed here in FY2025.

Vintage date unknown

State total$311.5B
U.S. total$5.3T

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

$1.6B

$6.7K per resident in reported federal flow.

Top agencies

Dollars
1. Social Security Administration$1.2B
2. Department of Veterans Affairs$183.3M
3. Department of Education$67.9M

Top recipients

Dollars
1. TYLER JUNIOR COLLEGE$30.3M
2. UNIVERSITY OF TEXAS AT TYLER, THE$29.9M
3. TEXAS DEPARTMENT OF TRANSPORTATION$26.4M

Unavailable

Housing Affordability

Unavailable

of median income

1BR estimateUnavailable
2BR estimateUnavailable
Median income$98,068
Median home value$351,000

ACS context

Quick Facts

Population

970

Median age

72.3

Bachelor's degree+

48.6%

Poverty rate

2.3%

Labor force participation

26.5%

Prime rate

6.8%

CPI YoY

+3.2%

U.S. GDP YoY

+6.5%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

Latest available

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-07-31

HUD Fair Market Rent

Latest available

Data notes
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

-1.1%

GDP CAGR

+7.1%

Federal flow

5 years

Population (5 years)
20201,023
20211,292
2022969
20231,074
2024970
GDP (5 years)
2020$11.8B
2021$13.2B
2022$14.9B
2023$16.0B
2024$16.7B

2-year linear forecast

Predictive Outlook

Population forecast

2024970
2025968 *
2026936 *

R² = 14.7% · * projected

GDP forecast

2024$16.7B
2025$18.3B *
2026$19.5B *

R² = 97.7% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$98,068/yr
Est. mortgage (30yr, 6.5%)$21,298/yr
Mortgage share of income21.7%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate7.3%
State avg5.3%
U.S. avg5.2%
Labor force participation26.5%
Poverty rate2.3%

Data from BLS LAUS / CPS. Latest available.

valuation snapshot

Real Estate

Median home value$351,000

composite score

Investment Climate

Investment climateModerate
Composite score39/100
Economic growth69/100
Labor market17/100
Population momentum19/100
Overall stability41/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

Emerald Bay CDP, Texas

City/Town

Part of

Tyler, TX

Nearby locations

Coffee City, TXShadybrook, TXSunrise Shores, TXBerryville, TXNoonday, TX