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EconPulse

Local economy signal dashboard

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PLACEStable

Highland-On-The-Lake, NY

Stable overall. Federal Funds is the clearest support signal, while population needs the most attention. Housing reads as affordable for a median-income household.

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Overall score64out of 100
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70
66
0
81
100

Population

3,584

Data freshness

Unknown

GDP / Output

+4.4% YoY

70

$81.1B

Output changed +4.4% in 2024.

Vintage date unknown

State growth6.4%
U.S. growth5.3%

Jobs

Unemployment rate

66

4.0%

Unemployment is 4.0% for April 2026.

Vintage date unknown

State avg4.6%
U.S. avg5.2%

Population

-9.3% 5-year

0

3,584

Population moved -9.3% over the latest ACS window.

Vintage date unknown

State population19,852,366
U.S. population334,922,499

Housing

Rent share of income

81

13.7%

Median rent consumes 13.7% of median household income: Affordable.

Vintage date unknown

State rent$1.6K
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

$9.6K per resident

100

$9.1B

$9.1B in federal obligations flowed here in FY2025.

Vintage date unknown

State total$262.1B
U.S. total$5.3T

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

$9.1B

$9.6K per resident in reported federal flow.

Top agencies

Dollars
1. Social Security Administration$5.3B
2. Department of Health and Human Services$2.3B
3. Department of Veterans Affairs$471.2M

Top recipients

Dollars
1. DEPARTMENT OF TRANSPORTATION NEW YORK$149.9M
2. THE RESEARCH FOUNDATION FOR THE STATE UNIVERSITY OF NEW YORK$102.7M
3. MOOG MILITARY AIRCRAFT LLC$92.3M

Affordable

Housing Affordability

13.7%

of median income

1BR estimate$820
2BR estimate$1,080
Median income$87,800
Median home value$186,300

ACS context

Quick Facts

Population

3,584

Median age

50.6

Bachelor's degree+

18.5%

Poverty rate

15.9%

Labor force participation

52.2%

Prime rate

6.8%

CPI YoY

+3.9%

U.S. GDP YoY

+5.9%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

April 2026

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-06-16

HUD Fair Market Rent

Latest available

Data notes
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

-1.9%

GDP CAGR

+5.6%

Federal flow

5 years

Population (5 years)
20203,953
20213,962
20223,809
20233,701
20243,584
GDP (5 years)
2020$61.9B
2021$66.8B
2022$72.3B
2023$77.7B
2024$81.1B

2-year linear forecast

Predictive Outlook

Population forecast

20243,584
20253,502 *
20263,402 *

R² = 94.0% · * projected

GDP forecast

2024$81.1B
2025$86.8B *
2026$91.7B *

R² = 99.4% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$87,800/yr
Median rent$1,000/mo
Rent share of income13.7%
Est. mortgage (30yr, 6.5%)$11,304/yr
Mortgage share of income12.9%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate4.0%
State avg4.6%
U.S. avg5.2%
Labor force participation52.2%
Poverty rate15.9%

Data from BLS LAUS / CPS. April 2026.

valuation snapshot

Real Estate

Median home value$186,300
Median monthly rent$1,000
Price-to-rent ratio15.5x

Moderate price-to-rent ratio — buying and renting are roughly balanced in this market.

composite score

Investment Climate

Investment climateModerate
Composite score54/100
Economic growth70/100
Labor market66/100
Population momentum0/100
Overall stability64/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

Highland-on-the-Lake CDP, New York

City/Town

Part of

Buffalo-Cheektowaga, NY

Nearby locations

Angola on the Lake, NYAngola, NYWanakah, NYEden, NYLake Erie Beach, NY