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EconPulse

Local economy signal dashboard

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PLACEThriving

Irwin, IA

Thriving overall. Federal Funds is the clearest support signal, while gdp / output needs the most attention. Housing reads as affordable for a median-income household.

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Overall score76out of 100
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42
85
96
71
100

Population

352

Data freshness

Unknown

GDP / Output

+0.5% YoY

42

$1.1B

Output changed +0.5% in 2024.

Vintage date unknown

State growth5.0%
U.S. growth5.3%

Jobs

Unemployment rate

85

2.4%

Unemployment is 2.4% for June 2026.

Vintage date unknown

State avg3.2%
U.S. avg4.2%

Population

+7.6% 5-year

96

352

Population moved +7.6% over the latest ACS window.

Vintage date unknown

State population3,210,507
U.S. population334,922,499

Housing

Rent share of income

71

20.9%

Median rent consumes 20.9% of median household income: Affordable.

Vintage date unknown

State rent$972
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

$10.1K per resident

100

$118.3M

$118.3M in federal obligations flowed here in FY2025.

Vintage date unknown

State total$36.5B
U.S. total$5.3T

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

$118.3M

$10.1K per resident in reported federal flow.

Top agencies

Dollars
1. Social Security Administration$74.7M
2. Department of Agriculture$27.9M
3. Department of Veterans Affairs$6.6M

Top recipients

Dollars
1. REDACTED DUE TO PII$27.9M
2. WEST CENTRAL COMMUNITY ACTION$3.8M
3. IOWA DEPARTMENT OF TRANSPORTATION$3.0M

Affordable

Housing Affordability

20.9%

of median income

1BR estimate$578
2BR estimate$761
Median income$40,417
Median home value$72,900

ACS context

Quick Facts

Population

352

Median age

48.5

Bachelor's degree+

24.6%

Poverty rate

15.5%

Labor force participation

60.0%

Prime rate

6.8%

CPI YoY

+3.2%

U.S. GDP YoY

+6.5%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

June 2026

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-07-30

HUD Fair Market Rent

Latest available

Data notes
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

+1.5%

GDP CAGR

+8.5%

Federal flow

5 years

Population (5 years)
2020327
2021348
2022338
2023297
2024352
GDP (5 years)
2020$700.0M
2021$893.9M
2022$989.2M
2023$1.0B
2024$1.1B

2-year linear forecast

Predictive Outlook

Population forecast

2024352
2025332 *
2026332 *

R² = 0.0% · * projected

GDP forecast

2024$1.1B
2025$1.2B *
2026$1.3B *

R² = 85.2% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$40,417/yr
Median rent$705/mo
Rent share of income20.9%
Est. mortgage (30yr, 6.5%)$4,423/yr
Mortgage share of income10.9%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate2.4%
State avg3.2%
U.S. avg4.2%
Labor force participation60.0%
Poverty rate15.5%

Data from BLS LAUS / CPS. June 2026.

valuation snapshot

Real Estate

Median home value$72,900
Median monthly rent$705
Price-to-rent ratio8.6x

Low price-to-rent ratio — buying may be more favorable than renting in this market.

composite score

Investment Climate

Investment climateStrong
Composite score72/100
Economic growth42/100
Labor market85/100
Population momentum96/100
Overall stability76/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

Irwin city, Iowa

City/Town

Part of

Iowa

Nearby locations

Kirkman, IAManilla, IADefiance, IAAspinwall, IAJacksonville, IA