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EconPulse

Local economy signal dashboard

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PLACEThriving

O'Neill, NE

Thriving overall. Jobs is the clearest support signal, while population needs the most attention. Housing reads as affordable for a median-income household.

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Overall score77out of 100
Compare
51
100
46
79
100

Population

3,570

Data freshness

Unknown

GDP / Output

+1.7% YoY

51

$913.3M

Output changed +1.7% in 2024.

Vintage date unknown

State growth3.0%
U.S. growth5.3%

Jobs

Unemployment rate

100

0.5%

Unemployment is 0.5% for Latest available.

Vintage date unknown

State avg3.0%
U.S. avg5.2%

Population

-0.7% 5-year

46

3,570

Population moved -0.7% over the latest ACS window.

Vintage date unknown

State population1,978,707
U.S. population334,922,499

Housing

Rent share of income

79

14.8%

Median rent consumes 14.8% of median household income: Affordable.

Vintage date unknown

State rent$1.1K
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

$8.8K per resident

100

$89.6M

$89.6M in federal obligations flowed here in FY2025.

Vintage date unknown

State total$27.7B
U.S. total$5.3T

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

$89.6M

$8.8K per resident in reported federal flow.

Top agencies

Dollars
1. Social Security Administration$54.3M
2. Department of Agriculture$21.1M
3. Department of Veterans Affairs$6.3M

Top recipients

Dollars
1. REDACTED DUE TO PII$19.5M
2. NEBRASKA DEPARTMENT OF TRANSPORTATION$4.3M
3. SOARING EAGLE LAND & CATTLE CO, INC.$1.2M

Affordable

Housing Affordability

14.8%

of median income

1BR estimate$572
2BR estimate$753
Median income$56,510
Median home value$153,300

ACS context

Quick Facts

Population

3,570

Median age

41.9

Bachelor's degree+

22.7%

Poverty rate

18.5%

Labor force participation

63.2%

Prime rate

6.8%

CPI YoY

+3.2%

U.S. GDP YoY

+6.5%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

Latest available

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-07-30

HUD Fair Market Rent

Latest available

Data notes
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

-0.1%

GDP CAGR

+5.3%

Federal flow

5 years

Population (5 years)
20203,594
20213,590
20223,584
20233,574
20243,570
GDP (5 years)
2020$704.1M
2021$824.0M
2022$851.9M
2023$898.0M
2024$913.3M

2-year linear forecast

Predictive Outlook

Population forecast

20243,570
20253,563 *
20263,557 *

R² = 97.7% · * projected

GDP forecast

2024$913.3M
2025$986.0M *
2026$1.0B *

R² = 87.9% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$56,510/yr
Median rent$697/mo
Rent share of income14.8%
Est. mortgage (30yr, 6.5%)$9,302/yr
Mortgage share of income16.5%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate0.5%
State avg3.0%
U.S. avg5.2%
Labor force participation63.2%
Poverty rate18.5%

Data from BLS LAUS / CPS. Latest available.

valuation snapshot

Real Estate

Median home value$153,300
Median monthly rent$697
Price-to-rent ratio18.3x

Moderate price-to-rent ratio — buying and renting are roughly balanced in this market.

composite score

Investment Climate

Investment climateStrong
Composite score69/100
Economic growth51/100
Labor market100/100
Population momentum46/100
Overall stability77/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

O'Neill city, Nebraska

City/Town

Part of

Nebraska

Nearby locations

Inman, NEEmmet, NEPage, NEAtkinson, NEChambers, NE