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EconPulse

Local economy signal dashboard

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PLACEThriving

On Top Of The World, FL

Thriving overall. Population is the clearest support signal, while jobs needs the most attention. Housing reads as affordable for a median-income household.

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Overall score70out of 100
Compare
89
36
100
66
100

Population

16,007

Data freshness

Unknown

GDP / Output

+7.1% YoY

89

$17.6B

Output changed +7.1% in 2024.

Vintage date unknown

State growth6.3%
U.S. growth5.3%

Jobs

Unemployment rate

36

5.7%

Unemployment is 5.7% for April 2026.

Vintage date unknown

State avg4.8%
U.S. avg4.3%

Population

+46.6% 5-year

100

16,007

Population moved +46.6% over the latest ACS window.

Vintage date unknown

State population22,416,077
U.S. population334,922,499

Housing

Rent share of income

66

24.0%

Median rent consumes 24.0% of median household income: Affordable.

Vintage date unknown

State rent$1.7K
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

$10.0K per resident

100

$3.7B

$3.7B in federal obligations flowed here in FY2025.

Vintage date unknown

State total$324.9B
U.S. total$5.3T

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

$3.7B

$10.0K per resident in reported federal flow.

Top agencies

Dollars
1. Social Security Administration$3.2B
2. Department of Veterans Affairs$414.9M
3. Department of Transportation$36.6M

Top recipients

Dollars
1. STATE OF FLORIDA DEPARTMENT OF TRANSPORTATION$27.9M
2. COLLEGE OF CENTRAL FLORIDA$19.1M
3. OCALA HOUSING AUTHORITY$16.1M

Affordable

Housing Affordability

24.0%

of median income

1BR estimate$994
2BR estimate$1,309
Median income$60,670
Median home value$303,900

ACS context

Quick Facts

Population

16,007

Median age

71.4

Bachelor's degree+

38.8%

Poverty rate

7.0%

Labor force participation

15.3%

Prime rate

6.8%

CPI YoY

+3.9%

U.S. GDP YoY

+5.9%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

April 2026

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-06-10

HUD Fair Market Rent

Latest available

Data notes
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

+8.0%

GDP CAGR

+8.8%

Federal flow

5 years

Population (5 years)
202010,916
202111,826
202213,056
202313,772
202416,007
GDP (5 years)
2020$11.6B
2021$13.0B
2022$14.6B
2023$16.5B
2024$17.6B

2-year linear forecast

Predictive Outlook

Population forecast

202416,007
202516,754 *
202617,967 *

R² = 96.2% · * projected

GDP forecast

2024$17.6B
2025$19.3B *
2026$20.9B *

R² = 99.6% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$60,670/yr
Median rent$1,212/mo
Rent share of income24.0%
Est. mortgage (30yr, 6.5%)$18,440/yr
Mortgage share of income30.4%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate5.7%
State avg4.8%
U.S. avg4.3%
Labor force participation15.3%
Poverty rate7.0%

Data from BLS LAUS / CPS. April 2026.

valuation snapshot

Real Estate

Median home value$303,900
Median monthly rent$1,212
Price-to-rent ratio20.9x

High price-to-rent ratio — renting may be more economical than buying in this market.

composite score

Investment Climate

Investment climateStrong
Composite score73/100
Economic growth89/100
Labor market36/100
Population momentum100/100
Overall stability70/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

On Top of the World CDP, Florida

City/Town

Part of

Ocala, FL

Nearby locations

Liberty Triangle, FLRainbow Park, FLOcala Estates, FLDunnellon, FLMarion Oaks, FL