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EconPulse

Local economy signal dashboard

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PLACEStable

Oxford, OH

Stable overall. Federal Funds is the clearest support signal, while population needs the most attention. Housing reads as affordable for a median-income household.

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Overall score64out of 100
Compare
86
69
13
59
93

Population

21,753

Data freshness

Unknown

GDP / Output

+6.8% YoY

86

$29.8B

Output changed +6.8% in 2024.

Vintage date unknown

State growth4.4%
U.S. growth5.3%

Jobs

Unemployment rate

69

3.8%

Unemployment is 3.8% for June 2026.

Vintage date unknown

State avg4.8%
U.S. avg5.2%

Population

-6.2% 5-year

13

21,753

Population moved -6.2% over the latest ACS window.

Vintage date unknown

State population11,810,293
U.S. population334,922,499

Housing

Rent share of income

59

29.3%

Median rent consumes 29.3% of median household income: Affordable.

Vintage date unknown

State rent$1.0K
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

$7.2K per resident

93

$2.8B

$2.8B in federal obligations flowed here in FY2025.

Vintage date unknown

State total$129.1B
U.S. total$5.3T

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

$2.8B

$7.2K per resident in reported federal flow.

Top agencies

Dollars
1. Social Security Administration$1.8B
2. Department of Energy$490.2M
3. Department of Defense$170.6M

Top recipients

Dollars
1. CLEVELAND-CLIFFS STEEL CORPORATION$490.2M
2. POLE/ZERO LLC$39.8M
3. JTM PROVISIONS CO INC$38.9M

Affordable

Housing Affordability

29.3%

of median income

1BR estimate$818
2BR estimate$1,077
Median income$40,764
Median home value$238,000

ACS context

Quick Facts

Population

21,753

Median age

21.1

Bachelor's degree+

61.0%

Poverty rate

45.5%

Labor force participation

46.7%

Prime rate

6.8%

CPI YoY

+3.2%

U.S. GDP YoY

+6.5%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

June 2026

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-07-30

HUD Fair Market Rent

Latest available

Data notes
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

-1.3%

GDP CAGR

+5.9%

Federal flow

5 years

Population (5 years)
202023,192
202122,783
202222,051
202322,069
202421,753
GDP (5 years)
2020$22.5B
2021$24.4B
2022$26.3B
2023$27.9B
2024$29.8B

2-year linear forecast

Predictive Outlook

Population forecast

202421,753
202521,292 *
202620,933 *

R² = 90.9% · * projected

GDP forecast

2024$29.8B
2025$31.7B *
2026$33.5B *

R² = 99.9% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$40,764/yr
Median rent$997/mo
Rent share of income29.3%
Est. mortgage (30yr, 6.5%)$14,441/yr
Mortgage share of income35.4%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate3.8%
State avg4.8%
U.S. avg5.2%
Labor force participation46.7%
Poverty rate45.5%

Data from BLS LAUS / CPS. June 2026.

valuation snapshot

Real Estate

Median home value$238,000
Median monthly rent$997
Price-to-rent ratio19.9x

Moderate price-to-rent ratio — buying and renting are roughly balanced in this market.

composite score

Investment Climate

Investment climateModerate
Composite score62/100
Economic growth86/100
Labor market69/100
Population momentum13/100
Overall stability64/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

Oxford city, Ohio

City/Town

Part of

Cincinnati, OH-KY-IN

Nearby locations

Darrtown, OHCollege Corner, OHWest College Corner, INSomerville, OHMillville, OH