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EconPulse

Local economy signal dashboard

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COUNTYThriving

San Mateo County, CA

Thriving overall. GDP / Output is the clearest support signal, while population needs the most attention. Housing reads as affordable for a median-income household.

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Overall score71out of 100
Compare
100
72
32
69
NA

Population

742,340

Data freshness

Unknown

GDP / Output

+11.1% YoY

100

$217.0B

Output changed +11.1% in 2024.

Vintage date unknown

State growth5.8%
U.S. growth5.3%

Jobs

Unemployment rate

72

3.3%

Unemployment is 3.3% for April 2026.

Vintage date unknown

State avg5.3%
U.S. avg4.3%

Population

-3.0% 5-year

32

742,340

Population moved -3.0% over the latest ACS window.

Vintage date unknown

State population39,287,377
U.S. population334,922,499

Housing

Rent share of income

69

22.1%

Median rent consumes 22.1% of median household income: Affordable.

Vintage date unknown

State rent$2.0K
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

Unavailable per resident

NA

Unavailable

Federal spending data is unavailable for this geography.

Vintage date unknown

State total$485.6B
U.S. total$5.3T
USAspending federal inflow temporarily unavailable.

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

Unavailable

No federal obligations were reported for this geography.

Top agencies

Dollars

No agencies reported.

Top recipients

Dollars

No recipients reported.

Affordable

Housing Affordability

22.1%

of median income

1BR estimate$2,396
2BR estimate$3,156
Median income$158,855
Median home value$1,559,600

ACS context

Quick Facts

Population

742,340

Median age

40.9

Bachelor's degree+

53.7%

Poverty rate

6.7%

Labor force participation

67.3%

Prime rate

6.8%

CPI YoY

+3.9%

U.S. GDP YoY

+5.9%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

April 2026

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-06-10

HUD Fair Market Rent

Latest available

Data notes
  • USAspending federal inflow temporarily unavailable.
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

-0.6%

GDP CAGR

+7.3%

Federal flow

N/A

Population (5 years)
2020765,623
2021762,488
2022754,250
2023745,100
2024742,340
GDP (5 years)
2020$152.7B
2021$175.4B
2022$176.5B
2023$195.3B
2024$217.0B

2-year linear forecast

Predictive Outlook

Population forecast

2024742,340
2025734,774 *
2026728,379 *

R² = 96.8% · * projected

GDP forecast

2024$217.0B
2025$227.9B *
2026$242.8B *

R² = 94.9% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$158,855/yr
Median rent$2,922/mo
Rent share of income22.1%
Est. mortgage (30yr, 6.5%)$94,634/yr
Mortgage share of income59.6%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate3.3%
State avg5.3%
U.S. avg4.3%
Labor force participation67.3%
Poverty rate6.7%

Data from BLS LAUS / CPS. April 2026.

valuation snapshot

Real Estate

Median home value$1,559,600
Median monthly rent$2,922
Price-to-rent ratio44.5x

High price-to-rent ratio — renting may be more economical than buying in this market.

composite score

Investment Climate

Investment climateStrong
Composite score72/100
Economic growth100/100
Labor market72/100
Population momentum32/100
Overall stability71/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

San Mateo County, California

County

Part of

San Francisco-Oakland-Fremont, CA

Nearby locations

Half Moon Bay, CAWoodside, CAEmerald Lake Hills, CAHighlands, CABelmont, CA