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EconPulse

Local economy signal dashboard

Saved
PLACEStable

Stephenville, TX

Stable overall. GDP / Output is the clearest support signal, while jobs needs the most attention. Housing reads as affordable for a median-income household.

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Overall score60out of 100
Compare
100
17
73
64
81

Population

21,682

Data freshness

Unknown

GDP / Output

+9.3% YoY

100

$2.5B

Output changed +9.3% in 2024.

Vintage date unknown

State growth5.0%
U.S. growth5.3%

Jobs

Unemployment rate

17

7.3%

Unemployment is 7.3% for Latest available.

Vintage date unknown

State avg5.3%
U.S. avg5.2%

Population

+3.8% 5-year

73

21,682

Population moved +3.8% over the latest ACS window.

Vintage date unknown

State population30,188,424
U.S. population334,922,499

Housing

Rent share of income

64

25.7%

Median rent consumes 25.7% of median household income: Affordable.

Vintage date unknown

State rent$1.4K
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

$5.8K per resident

81

$246.2M

$246.2M in federal obligations flowed here in FY2025.

Vintage date unknown

State total$311.5B
U.S. total$5.3T

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

$246.2M

$5.8K per resident in reported federal flow.

Top agencies

Dollars
1. Social Security Administration$173.3M
2. Department of Education$38.1M
3. Department of Veterans Affairs$22.4M

Top recipients

Dollars
1. TARLETON STATE UNIVERSITY$38.1M
2. REDACTED DUE TO PII$5.6M
3. TEXAS DEPARTMENT OF TRANSPORTATION$3.6M

Affordable

Housing Affordability

25.7%

of median income

1BR estimate$930
2BR estimate$1,225
Median income$53,015
Median home value$241,300

ACS context

Quick Facts

Population

21,682

Median age

25.1

Bachelor's degree+

33.3%

Poverty rate

20.0%

Labor force participation

66.5%

Prime rate

6.8%

CPI YoY

+3.2%

U.S. GDP YoY

+6.5%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

Latest available

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-07-31

HUD Fair Market Rent

Latest available

Data notes
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

+0.7%

GDP CAGR

+8.0%

Federal flow

5 years

Population (5 years)
202020,887
202120,504
202221,020
202321,345
202421,682
GDP (5 years)
2020$1.7B
2021$1.8B
2022$2.1B
2023$2.3B
2024$2.5B

2-year linear forecast

Predictive Outlook

Population forecast

202421,682
202521,817 *
202622,060 *

R² = 73.4% · * projected

GDP forecast

2024$2.5B
2025$2.7B *
2026$2.9B *

R² = 97.5% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$53,015/yr
Median rent$1,134/mo
Rent share of income25.7%
Est. mortgage (30yr, 6.5%)$14,642/yr
Mortgage share of income27.6%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate7.3%
State avg5.3%
U.S. avg5.2%
Labor force participation66.5%
Poverty rate20.0%

Data from BLS LAUS / CPS. Latest available.

valuation snapshot

Real Estate

Median home value$241,300
Median monthly rent$1,134
Price-to-rent ratio17.7x

Moderate price-to-rent ratio — buying and renting are roughly balanced in this market.

composite score

Investment Climate

Investment climateModerate
Composite score64/100
Economic growth100/100
Labor market17/100
Population momentum73/100
Overall stability60/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

Stephenville city, Texas

City/Town

Part of

Stephenville, TX

Nearby locations

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