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EconPulse

Local economy signal dashboard

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PLACEStable

Tolchester, MD

Stable overall. Federal Funds is the clearest support signal, while population needs the most attention. Housing reads as affordable for a median-income household.

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Overall score63out of 100
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54
69
0
85
100

Population

379

Data freshness

Unknown

GDP / Output

+2.2% YoY

54

$1.2B

Output changed +2.2% in 2024.

Vintage date unknown

State growth6.0%
U.S. growth5.3%

Jobs

Unemployment rate

69

3.8%

Unemployment is 3.8% for June 2026.

Vintage date unknown

State avg4.3%
U.S. avg5.2%

Population

-12.9% 5-year

0

379

Population moved -12.9% over the latest ACS window.

Vintage date unknown

State population6,206,011
U.S. population334,922,499

Housing

Rent share of income

85

10.6%

Median rent consumes 10.6% of median household income: Affordable.

Vintage date unknown

State rent$1.7K
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

$9.5K per resident

100

$183.0M

$183.0M in federal obligations flowed here in FY2025.

Vintage date unknown

State total$105.7B
U.S. total$5.3T

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

$183.0M

$9.5K per resident in reported federal flow.

Top agencies

Dollars
1. Social Security Administration$153.1M
2. Department of Agriculture$13.2M
3. Department of Veterans Affairs$9.9M

Top recipients

Dollars
1. TOWN OF ROCK HALL$6.0M
2. REDACTED DUE TO PII$5.2M
3. WASHINGTON COLLEGE$2.2M

Affordable

Housing Affordability

10.6%

of median income

1BR estimate$880
2BR estimate$1,159
Median income$121,042
Median home value$334,200

ACS context

Quick Facts

Population

379

Median age

36.5

Bachelor's degree+

41.5%

Poverty rate

0.0%

Labor force participation

77.6%

Prime rate

6.8%

CPI YoY

+3.2%

U.S. GDP YoY

+6.5%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

June 2026

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-07-31

HUD Fair Market Rent

Latest available

Data notes
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

-2.7%

GDP CAGR

+5.0%

Federal flow

5 years

Population (5 years)
2020435
2021487
2022456
2023381
2024379
GDP (5 years)
2020$978.4M
2021$1.1B
2022$1.2B
2023$1.2B
2024$1.2B

2-year linear forecast

Predictive Outlook

Population forecast

2024379
2025362 *
2026340 *

R² = 53.3% · * projected

GDP forecast

2024$1.2B
2025$1.3B *
2026$1.4B *

R² = 94.4% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$121,042/yr
Median rent$1,073/mo
Rent share of income10.6%
Est. mortgage (30yr, 6.5%)$20,279/yr
Mortgage share of income16.8%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate3.8%
State avg4.3%
U.S. avg5.2%
Labor force participation77.6%
Poverty rate0.0%

Data from BLS LAUS / CPS. June 2026.

valuation snapshot

Real Estate

Median home value$334,200
Median monthly rent$1,073
Price-to-rent ratio26.0x

High price-to-rent ratio — renting may be more economical than buying in this market.

composite score

Investment Climate

Investment climateModerate
Composite score49/100
Economic growth54/100
Labor market69/100
Population momentum0/100
Overall stability63/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

Tolchester CDP, Maryland

City/Town

Part of

Maryland

Nearby locations

Georgetown, MDFairlee, MDEdesville, MDRock Hall, MDChesapeake Landing, MD