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EconPulse

Local economy signal dashboard

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PLACEThriving

Waterloo, NE

Thriving overall. Jobs is the clearest support signal, while population needs the most attention. Housing reads as affordable for a median-income household.

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Overall score72out of 100
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69
100
7
68
100

Population

990

Data freshness

Unknown

GDP / Output

+4.2% YoY

69

$73.8B

Output changed +4.2% in 2024.

Vintage date unknown

State growth3.0%
U.S. growth5.3%

Jobs

Unemployment rate

100

1.3%

Unemployment is 1.3% for Latest available.

Vintage date unknown

State avg3.0%
U.S. avg4.1%

Population

-7.1% 5-year

7

990

Population moved -7.1% over the latest ACS window.

Vintage date unknown

State population1,978,707
U.S. population334,922,499

Housing

Rent share of income

68

23.0%

Median rent consumes 23.0% of median household income: Affordable.

Vintage date unknown

State rent$1.1K
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

$16.0K per resident

100

$9.3B

$9.3B in federal obligations flowed here in FY2025.

Vintage date unknown

State total$27.8B
U.S. total$5.3T

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

$9.3B

$16.0K per resident in reported federal flow.

Top agencies

Dollars
1. Department of Health and Human Services$6.1B
2. Social Security Administration$2.4B
3. Department of Veterans Affairs$302.5M

Top recipients

Dollars
1. BOARD OF REGENTS OF THE UNIVERSITY OF NEBRASKA$71.7M
2. HOUSING AUTHORITY OF THE CITY OF OMAHA$71.1M
3. BOARD OF REGENTS OF THE UNIVERSITY OF NEBRASKA$30.5M

Affordable

Housing Affordability

23.0%

of median income

1BR estimate$1,066
2BR estimate$1,404
Median income$67,941
Median home value$231,400

ACS context

Quick Facts

Population

990

Median age

38.0

Bachelor's degree+

18.7%

Poverty rate

7.6%

Labor force participation

58.5%

Prime rate

6.8%

CPI YoY

+3.0%

U.S. GDP YoY

+6.6%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

Latest available

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-09-15

HUD Fair Market Rent

Latest available

Data notes
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

-1.5%

GDP CAGR

+7.5%

Federal flow

5 years

Population (5 years)
20201,066
20211,022
2022931
2023950
2024990
GDP (5 years)
2020$51.3B
2021$55.1B
2022$64.6B
2023$70.8B
2024$73.8B

2-year linear forecast

Predictive Outlook

Population forecast

2024990
2025925 *
2026902 *

R² = 42.3% · * projected

GDP forecast

2024$73.8B
2025$81.3B *
2026$87.3B *

R² = 97.2% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$67,941/yr
Median rent$1,300/mo
Rent share of income23.0%
Est. mortgage (30yr, 6.5%)$14,041/yr
Mortgage share of income20.7%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate1.3%
State avg3.0%
U.S. avg4.1%
Labor force participation58.5%
Poverty rate7.6%

Data from BLS LAUS / CPS. Latest available.

valuation snapshot

Real Estate

Median home value$231,400
Median monthly rent$1,300
Price-to-rent ratio14.8x

Low price-to-rent ratio — buying may be more favorable than renting in this market.

composite score

Investment Climate

Investment climateModerate
Composite score65/100
Economic growth69/100
Labor market100/100
Population momentum7/100
Overall stability72/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

Waterloo village, Nebraska

City/Town

Part of

Omaha, NE-IA

Nearby locations

King Lake, NEValley, NEVenice, NEYutan, NELeshara, NE