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EconPulse

Local economy signal dashboard

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PLACEThriving

Waverly, IA

Thriving overall. Federal Funds is the clearest support signal, while jobs needs the most attention. Housing reads as affordable for a median-income household.

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Overall score72out of 100
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65
64
69
78
100

Population

10,494

Data freshness

Unknown

GDP / Output

+3.7% YoY

65

$1.6B

Output changed +3.7% in 2024.

Vintage date unknown

State growth5.0%
U.S. growth5.3%

Jobs

Unemployment rate

64

3.8%

Unemployment is 3.8% for June 2026.

Vintage date unknown

State avg3.2%
U.S. avg4.2%

Population

+3.2% 5-year

69

10,494

Population moved +3.2% over the latest ACS window.

Vintage date unknown

State population3,210,507
U.S. population334,922,499

Housing

Rent share of income

78

15.8%

Median rent consumes 15.8% of median household income: Affordable.

Vintage date unknown

State rent$972
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

$8.5K per resident

100

$211.7M

$211.7M in federal obligations flowed here in FY2025.

Vintage date unknown

State total$36.5B
U.S. total$5.3T

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

$211.7M

$8.5K per resident in reported federal flow.

Top agencies

Dollars
1. Social Security Administration$144.7M
2. Department of Agriculture$22.6M
3. Department of Transportation$20.3M

Top recipients

Dollars
1. REDACTED DUE TO PII$22.2M
2. IOWA DEPARTMENT OF TRANSPORTATION$20.3M
3. THE CEDAR VALLEY FRIENDS OF THE FAMILY, INC.$2.9M

Affordable

Housing Affordability

15.8%

of median income

1BR estimate$867
2BR estimate$1,142
Median income$80,284
Median home value$223,300

ACS context

Quick Facts

Population

10,494

Median age

32.8

Bachelor's degree+

44.1%

Poverty rate

10.9%

Labor force participation

65.5%

Prime rate

6.8%

CPI YoY

+3.2%

U.S. GDP YoY

+6.5%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

June 2026

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-07-30

HUD Fair Market Rent

Latest available

Data notes
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

+0.6%

GDP CAGR

+6.3%

Federal flow

5 years

Population (5 years)
202010,172
202110,278
202210,399
202310,446
202410,494
GDP (5 years)
2020$1.2B
2021$1.3B
2022$1.5B
2023$1.5B
2024$1.6B

2-year linear forecast

Predictive Outlook

Population forecast

202410,494
202510,601 *
202610,683 *

R² = 95.7% · * projected

GDP forecast

2024$1.6B
2025$1.7B *
2026$1.8B *

R² = 91.5% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$80,284/yr
Median rent$1,057/mo
Rent share of income15.8%
Est. mortgage (30yr, 6.5%)$13,550/yr
Mortgage share of income16.9%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate3.8%
State avg3.2%
U.S. avg4.2%
Labor force participation65.5%
Poverty rate10.9%

Data from BLS LAUS / CPS. June 2026.

valuation snapshot

Real Estate

Median home value$223,300
Median monthly rent$1,057
Price-to-rent ratio17.6x

Moderate price-to-rent ratio — buying and renting are roughly balanced in this market.

composite score

Investment Climate

Investment climateStrong
Composite score67/100
Economic growth65/100
Labor market64/100
Population momentum69/100
Overall stability72/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

Waverly city, Iowa

City/Town

Part of

Waterloo-Cedar Falls, IA

Nearby locations

Janesville, IAShell Rock, IADenver, IAPlainfield, IAClarksville, IA