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EconPulse

Local economy signal dashboard

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PLACEThriving

White Plains, KY

Thriving overall. Federal Funds is the clearest support signal, while housing needs the most attention. Housing reads as affordable for a median-income household.

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Overall score73out of 100
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65
69
96
62
97

Population

1,021

Data freshness

Unknown

GDP / Output

+3.7% YoY

65

$2.7B

Output changed +3.7% in 2024.

Vintage date unknown

State growth4.3%
U.S. growth5.3%

Jobs

Unemployment rate

69

3.8%

Unemployment is 3.8% for Latest available.

Vintage date unknown

State avg4.7%
U.S. avg5.2%

Population

+7.6% 5-year

96

1,021

Population moved +7.6% over the latest ACS window.

Vintage date unknown

State population4,534,824
U.S. population334,922,499

Housing

Rent share of income

62

26.9%

Median rent consumes 26.9% of median household income: Affordable.

Vintage date unknown

State rent$967
U.S. rent$1.4K
HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

Federal Funds

$7.7K per resident

97

$349.6M

$349.6M in federal obligations flowed here in FY2025.

Vintage date unknown

State total$173.4B
U.S. total$5.3T

Population and output

Trend Snapshot

Reported share

Industry Breakdown

FY2025

Federal Money

Federal obligations

$349.6M

$7.7K per resident in reported federal flow.

Top agencies

Dollars
1. Social Security Administration$268.2M
2. Department of Veterans Affairs$38.6M
3. Department of Transportation$11.6M

Top recipients

Dollars
1. EXECUTIVE OFFICE OF THE COMMONWEALTH OF KENTUCKY$11.4M
2. KENTUCKY COMMUNITY AND TECHNICAL COLLEGE SYSTEM$7.4M
3. REDACTED DUE TO PII$7.1M

Affordable

Housing Affordability

26.9%

of median income

1BR estimate$656
2BR estimate$864
Median income$35,625
Median home value$85,700

ACS context

Quick Facts

Population

1,021

Median age

42.0

Bachelor's degree+

10.0%

Poverty rate

26.4%

Labor force participation

48.9%

Prime rate

6.8%

CPI YoY

+3.2%

U.S. GDP YoY

+6.5%

Sources and warnings

Data Provenance

Census ACS 5-year

2024

BLS LAUS / CPS

Latest available

BEA regional CAGDP1

2024

USAspending

FY2025

FRED

2026-07-30

HUD Fair Market Rent

Latest available

Data notes
  • HUD_API_TOKEN missing; ACS median gross rent is used as the housing affordability fallback.

5-year compound growth

Historical Trends

Population CAGR

+1.5%

GDP CAGR

+7.7%

Federal flow

5 years

Population (5 years)
2020949
2021918
20221,009
20231,007
20241,021
GDP (5 years)
2020$1.8B
2021$2.0B
2022$2.3B
2023$2.6B
2024$2.7B

2-year linear forecast

Predictive Outlook

Population forecast

20241,021
20251,051 *
20261,074 *

R² = 67.4% · * projected

GDP forecast

2024$2.7B
2025$2.9B *
2026$3.2B *

R² = 98.2% · * projected

Linear regression over available historical data. Projections are estimates based on past trends and do not account for policy changes, economic shocks, or other external factors.

housing affordability breakdown

Cost of Living

Median household income$35,625/yr
Median rent$800/mo
Rent share of income26.9%
Est. mortgage (30yr, 6.5%)$5,200/yr
Mortgage share of income14.6%

Rent data from Census ACS 5-year. Mortgage estimate assumes 20% down, 6.5% APR, 30-year fixed.

employment snapshot

Job Market

Unemployment rate3.8%
State avg4.7%
U.S. avg5.2%
Labor force participation48.9%
Poverty rate26.4%

Data from BLS LAUS / CPS. Latest available.

valuation snapshot

Real Estate

Median home value$85,700
Median monthly rent$800
Price-to-rent ratio8.9x

Low price-to-rent ratio — buying may be more favorable than renting in this market.

composite score

Investment Climate

Investment climateStrong
Composite score74/100
Economic growth65/100
Labor market69/100
Population momentum96/100
Overall stability73/100

Composite score weighs economic growth, labor market health, population momentum, and overall stability. Not financial advice.

Location Context

White Plains city, Kentucky

City/Town

Part of

Madisonville, KY

Nearby locations

Nortonville, KYMortons Gap, KYSt. Charles, KYEarlington, KYCrofton, KY